GENERAL CONDITIONS OF SALE

Of policy number ITB14-I21-01C1 for which INTERMUNDIAL XXI, S.L., Insurance Intermediary, with registered office at 16, Via Giuseppe Revere, C.P. 20123, Milan,MI, Italy, page M 180,298, section 8°, book 0, folio 149, volume 11,482. Tax code B-81577231. Registered in the R.D.G.S. and F.P. under No. J-1541 and with liability and suretyship insurance agreed under Law 26/06 MSRP, acts as broker and is underwritten by British Coverholder Mana UW Ltd, with registered office at “St. Clare House, 30-33 Minories, London EC3N 1PE, United Kingdom,” on behalf of and for the account of the insurer White Horse Insurance Ireland dac, based at Rineanna House, Free Zone West, Shannon, Co. Clare, Ireland, whose identified details may be obtained through Mana UW Ltd.

* Maximum 12 consecutive months
*This award is not valid for cruises

It is expressly agreed that the Insurer’s obligations under the coverage of this policy will end when the Insured returns to his or her usual place of residence or is admitted to a health care facility located a maximum of 25 km away from said place of residence. When the country of origin of the trip does not coincide with the country of the Insured’s habitual residence, the premium to be charged will be that which would correspond if the trip had been started in the country of his habitual residence.

FAMILY MEMBERS OF THE INSURED:
For the purposes of the insurance, the spouse, de facto couple or person permanently cohabiting with the INSURED, as well as his/her family members up to the second degree of kinship, whether by consanguinity or collateral line, will be considered family members of the INSURED. In addition, for this purpose, any person cohabiting with the INSURED and crediting such cohabitation by certification of residence will be considered a family member of the INSURED.

GUARANTEES AND INSURED SUMS
Subject to this insurance are those items that appear stipulated in the following table of guarantees with the limits expressed: GUARANTEES COVERED ………………………. LIMITS
1. SERVICE GUARANTEES
2. ENZA
Assistance to people
1.1.1. Medical and health care

Continental……………….. 15,000
World ……………………… 15,000

1.1.5. Urgent dental expenses …………………….. 75 €.

Repatriation or medical transport of injured or sick people ………. iIlimited
Repatriation or transportation of accompanying persons (2) …………illimited
1.1.13. Repatriation or transportation of the deceased insured ………… unlimited
1.1.15. Early return due to death of a family member ………….. unlimited
1.1.17. Early return for serious accident to the insured’s home or place of business … Unlimited
1.1.26. Extension of hotel stay by prescription (65
eur/day)…………… 650 €

1.1.27. Transfer of a person in case of hospitalization of the insured person more than 5 days

Travel expenses ……………………………….. Unlimited
Living expenses (65 eur/day) ………. 650 €
Transmission of urgent messages …………….. Included
Sending medicines abroad ………………….. Including
1.1.42. Advance of funds abroad …………………………………………… 600 €

Expenses of the insured arising from the performance of coronavirus diagnostic test (PCR) …………… 200 €
Extension of stay for medical quarentena due to covid-19 (147 eur/day) ………….. 2,025 €

2. LUGGAGE GUARANTEES
Material losses ………………………………………….. 300 €
2.3. Delay in baggage delivery (75 eur from 12 hore and 75 eur orgni additional 12 hours) ……………. 150 €
Searching, locating, and sending lost luggage ……………………. Including
Handling fees for loss of travel documents ………………… 300 €
1. GUARANTEES OF CANCELLATION, INTERRUPTION AND CHANGE OF TRAVEL CONDITIONS

3.7. Trip interruption …………………………………………… 1,000 €
4. GUARANTEE OF TRAVEL DELAY AND LOSS OF SERVICES
Expenses for delayed departure of transportation (150 eur from 6 hr) …………………. 150 €
4.8. Expenses caused by alternative transportation due to loss of transport connections
(minimum delay 4 hours) ……………………… 300 € 4.12. Loss of stipulated services ………………………. 300 €
5. ACCIDENT GUARANTEES
Transportation vehicle accidents

1. Death ……………………….. 10,000 €
2. Disability ……………………. 10.000 €
6. LIABILITY GUARANTEES
Private liability 30,000

SERVICE DELIVERY:
The provision of services under this policy will be managed by the INSURER.

For the purpose of the urgent provision of services, THE INSURER will provide the Insured with supporting documentation of his or her rights as an owner, as well as instructions and the telephone number to be contacted for emergencies.

The telephone number for contacting the insurer is 0230510118.

The Insurer will reimburse only calls made to the assistance number 0230510118; the rest of the calls made or received either by correspondents or made for assistance operations are expressly excluded.

ISSUED BY MANA UW LTD ON BEHALF OF THE INSURER
MADRID, JULY 1, 2019

Mana UW Ltd.